The Cost of Procrastination Free Retirement Guide It's never too soon to start preparing for retirement. But do you know what to look out for? Download our free ebook, "Retire Happy: A Simple Guide to Your Next Big Adventure." First Name Last Name Email Address Thank you! Oops! Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Home Ownership by the Numbers Tips on home-buying for Millennials. Can I Refinance My Mortgage? This calculator can help determine whether it makes sense to refinance your mortgage. Smart Wedding Registry Ideas The start of marriage should be all love–not debt.